Today an estimated one in three workers has a high deductible health plan, which typically requires employees to pay the first few thousand dollars a year of health costs out of their own pocket. Essentially, this means most covered Americans never pull the health insurance card out of their wallet.
from Forbes Real Time https://www.forbes.com/sites/leahbinder/2018/03/07/health-insurers-must-race-to-reinvent-themselves-before-wall-street-shunts-them-aside/
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