Interest rates on deposits at banks, and even credit unions, are so low as to hardly be worth the bother. The future holds better times for depositors; the banks' loan-deposit ratios will rise and they will need savers. At that time, deposits will earn decent interest.
from Forbes Real Time https://www.forbes.com/sites/billconerly/2017/10/17/why-are-banks-paying-so-little-interest-on-deposits/
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